CANADIAN IMMIGRATION, WITHOUT THE GOVERNMENT-SPEAK

The Canadian immigration system, unredacted.

IRCC publishes the rules. Unredacted explains what they mean in real life.

Find your likely pathway, understand the form in front of you, or use five free tools built for people doing this themselves.

Independent of IRCC. Published by SJP Immigration Inc.

  • Free tools
  • Live EE data
  • Official sources
  • Practical judgment

Start with your situation

Temporary residence

Visitor visa, eTA, and Super Visa on Visit. TFWP if an LMIA is required, IMP if it is not. IRCC still decides the permit.

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Work

Tools

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CRS Calculator

Score a profile on the published CRS grid. Current rules and the 3 Nov 2026 high-wage rules are both here. This is a calculator, not a draw prediction.

Source: IRCC CRS criteria

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Latest intelligence

Official newsroom items and Express Entry rounds. Open the Canada.ca link before you act.

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Oct 16, 2026 · IRCC news release

Express Entry changes on November 3, 2026

From 3 Nov 2026, IRCC adds CRS points for high-wage work and qualifying job offers. Invitation rounds pause while profiles are recalculated. The guide quotes the Canada.ca pages.

Snapshot Oct 27, 2026

Government information should not need decoding.

Critical immigration information is scattered across forms, instructions, program pages, datasets and internal records. Unredacted brings it together, explains the practical consequence and builds tools that help you act. We read the fine print. Then we tell you what it actually means. Independent of IRCC. Published by SJP Immigration Inc. Official rules, practical judgment and opinion should always be visually distinguishable.

What Unredacted is

Newcomer deals

These links are part of the business model, but they should still feel genuinely useful to newcomers settling in Canada.

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Credit Card

Amex Cobalt Card

Best Rewards

One of the strongest Canadian rewards cards for food, transit, and daily spend, with a welcome bonus pathway.

This is an American Express referral. Unredacted may receive a benefit if you apply through this Cobalt Card link. Approval is Amex's decision, not ours. Read Amex's terms before you apply.

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Banking

RBC Newcomer Banking

Most Popular

A common newcomer banking option with easy setup, brand familiarity, and dedicated newcomer support.

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Banking

EQ Bank

Best Rates

A no-fee digital banking option with strong savings rates and a cleaner savings experience.

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Transfers

Wise

Recommended

A strong default for international transfers with transparent fees and better exchange-rate handling.

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